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insurance companies own all cars in the UK

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insurance companies own all cars in the UK

Postby banzi » Tue Aug 18, 2015 6:19 pm

Having spoken to a criminal solicitor he informs me that a person in the UK cannot legally own a car.
He claims all cars are owned by insurance companies

Seems odd to me, is he winding me up?
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Re: insurance companies own all cars in the UK

Postby atticus » Tue Aug 18, 2015 6:24 pm

Speak to someone who knows what he is talking about.

Are you sure he wasn't winding you up?
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Re: insurance companies own all cars in the UK

Postby banzi » Tue Aug 18, 2015 6:27 pm

I did think it was a bit odd, he seems to suggest you only have proprietary rights when its insured as opposed to full ownership.

I asked him why the insurance company paid me when the vehicle was written of if they owned it, he still hasn't answered me.
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Re: insurance companies own all cars in the UK

Postby atticus » Tue Aug 18, 2015 6:39 pm

Ah, we're getting somewhere. If you have had a claim settled for the full value of the vehicle, then in all likelihood the car now belongs to the insurance company. But that relates to that car, for that reason, not all cars.
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Re: insurance companies own all cars in the UK

Postby banzi » Tue Aug 18, 2015 6:53 pm

I know thats true.
His claim is that ALL cars on the road belong to insurance companies, a person simply cannot own a vehicle
I will post a couple of his posts
The car is owned by the insurance company....you are just the registered keeper. I have done a lengthy post on this in the past.

To drive a MPV...Mechanically Propelled Vehicle is a commercial term because a 'vehicle' is used to transport 'goods'.....

You are the registered keeper, technically the insurance company owns it, therefore allowing it to be driven on the Queens Highways...

So when you have no insurance...the Police seize it, why....because the car has no owner, no right to travel on the Queens Highways, so is then seized until due fine is paid or it gets crushed.

Go look at the V5 reg document.

No need for a Freeman on the Land website.

You don't own it...same with a house, my Deeds clearly say that I'm the Proprietor of my home, not the owner, the proprietor is essentially a life tenant.

So please do your own research before calling it 'internet fuelled garbage'


I responded with
I have looked at the V5 document, I have in fact spoken to the DVLA and written to them on this very subject when I was on one of the crackpot sites you seem to frequent where you found this nonsense.

The DVLA are only concerned with the registered keeper, thats the person who is responsible for the vehicle on the road.

They have no interest who the owner is.

You claim the insurance company own your car?

Then explain why if you write it off they pay you money?

If they owned it surely they wouldnt have to pay you anything?

its little simple things like this that debunk your daft ideas.

And the term "do your own research" means, "I have no idea where this crap comes from, go and look yourself because I cant find anything to back it up".

As for your house its not yours until you pay off the mortgage, when its paid its yours to do what you like with.

You can even demolish it if you want.


he then wrote to counter my argument
I think my 5 years as a criminal solicitor gives me some legal grounding....

Real education vs your make believe letter
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Re: insurance companies own all cars in the UK

Postby atticus » Tue Aug 18, 2015 6:54 pm

What is this all about?
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Re: insurance companies own all cars in the UK

Postby banzi » Tue Aug 18, 2015 6:56 pm

atticus wrote:What is this all about?

I have been trying to get some sense out of a guy who claims hes a criminal solicitor and claims insurance companies own all cars on the road and the fact that its legally impossible to own a car yourself.

I thought I would come here for some legal assistance.
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Re: insurance companies own all cars in the UK

Postby atticus » Tue Aug 18, 2015 6:58 pm

Which you have had.
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Re: insurance companies own all cars in the UK

Postby banzi » Tue Aug 18, 2015 6:59 pm

so in your opinion he is talking nonsense?

PS im aware that the vehicle belongs to the insurance company once they have settled the claim, that wasnt his point at all.
Last edited by banzi on Tue Aug 18, 2015 7:00 pm, edited 1 time in total.
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Re: insurance companies own all cars in the UK

Postby atticus » Tue Aug 18, 2015 7:00 pm

atticus wrote:Speak to someone who knows what he is talking about.

Are you sure he wasn't winding you up?
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