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Can I ask for Police Report into a RTC Non-Fault on my part?

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Can I ask for Police Report into a RTC Non-Fault on my part?

Postby CountryLad2016 » Mon Aug 01, 2016 5:47 pm

Hi
Long story short - Can I obtain a copy of a Police Officers report?

just over a month ago I was involved in a RTC on a bend in the road where my car was hit by the trailer of an articulated Lorry which has written off my car.

I was knocked out by the force of the trailer hitting my car and I was therefore unconscious during the actual time that the trailer was in contact with my car and I only have memories of seeing the Lorry approaching me on the bend and then coming round while sat on the pavement being seen to by two Police Officers while waiting for Paramedic First Responders.

I was taken to hospital and given various tests including a CT scan and blood test. I was tested on the side of the road for Alcohol (which was of course clear) and the same of the Lorry Driver.

I remember talking to the Police while waiting for the First Responders and asking them what had happened. They said that they had found me in my car unconscious, wearing my seat belt and with no air bags deployed. They said that there were no skid marks to indicate that I was speeding and it appears that the driver's side of the Artic Trailer had contacted my car and ridden down the whole length of me.

This is all I know but I was told that around a week and a half after the indecent the 3rd party Lorry Driver tried to claim for aches, pains and stress from my Insurance Company who rejected this outright.

My Insurance Company have now paid out on my car as a non-fault claim but the 3rd parties Insurance Company are refusing to respond to any letters or communication from mine regarding who is at fault. As a consequence mine is now saying that in the absence of any communication this will probably be recorded as a 50/50 incident which will go on my record. I am not happy about this as it was not my fault, I was injured and my insurance company do not seem to want to pursue the other side.

I have lost memories of a short period of my life and I wish to know how and what happened, what are my options if any?

Thanks in advance.
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby atticus » Mon Aug 01, 2016 8:16 pm

My understanding is that you may obtain a police report of an accident in which you were involved. There will no doubt be a fee. Contact the particular force.

As to the rest, contact a solicitor about the possibility of bringing a claim.
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby dls » Mon Aug 01, 2016 8:28 pm

Atti is right, get advice. I would add that you should take that advice. All you know is that there was a coming together. You may not really know who was at fault.

You have a proper question. Get it answered, but be ready to walk away if the answer requires it.
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby CountryLad2016 » Mon Aug 01, 2016 8:29 pm

Thanks Atticus

I will contact the force involved and look into a solicitor :)
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby CountryLad2016 » Mon Aug 01, 2016 9:08 pm

Hi dls.

Thanks for the reply and wise words.
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby miner » Mon Aug 01, 2016 9:27 pm

In my view your insurance company should be fighting this for you, if necessary engaging their own solicitor at no additional cost to you, and dealing with the other insurers. They should not be sitting back and accepting it as being a 50/50 case. Insurance companies are mostly bone idle when it comes to fighting to protect their Insured's interests. Light a fire under someone in authority at your Insurers.

On the face of it I cannot see that you need to engage a solicitor at your expense until your insurers have done what they should be doing for you anyway. My guess is that it would probably take just one suitably worded letter from them to end this apparent nonsense. The fact that the other insurers aren;t responding to their communications suggests that they know that their insured was at fault.
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby 3.14 » Mon Aug 01, 2016 9:57 pm

It's just a business decision.
Hide in the noise. #hackerwisdom
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby CountryLad2016 » Mon Aug 01, 2016 10:34 pm

miner wrote:In my view your insurance company should be fighting this for you, if necessary engaging their own solicitor at no additional cost to you, and dealing with the other insurers.


Well this is what I feel also. I was fully comp and the insurance is not cheap plus the lorry hit me at the end of the day.

Without saying who, my insurance company does not have the rep for fighting for its clients, all discovered after my accident when I did a search for user reviews .
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Re: Can I ask for Police Report into a RTC Non-Fault on my p

Postby atticus » Tue Aug 02, 2016 6:04 am

Country Lad - the question of engaging a solicitor at your expense should not arise. Most solicitors specialising in injury claims will do so on a 'no win, no fee' basis. If they do not take on your case that will tell you something about its chances of success on the evidence available.

Misunderstanding what insurance companies insure you for will not assist. Or do you have legal expenses cover?

You say that the lorry hit your car. That may be right, but appears to be disputed. All we know is that two moving vehicles collided. Who was at fault (possibly both) is unknown. Isn't that a question on which you are hoping the police report may cast some light?
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